Can Sandboxes Protect Your Pocketbook?
The CFPB has proposed new regulatory tools to promote innovation in the financial services sector.
Providing Equitable Outcomes for Expired Debts
Scholar proposes ways to ease the burden on courts and create fair outcomes for consumers with expired debts.
Regulation and the Cashless Movement
Proposed D.C. legislation highlights debate over businesses that refuse cash payments.
The Challenges of Cryptocurrency Regulation
Volatile cryptocurrencies require regulation, but regulators face many questions about how to do so.
Enforcing the Fair Credit Reporting Act Through Private Actors
Scholar argues that more private enforcement mechanisms will strengthen consumer credit reporting.
How to Regulate During a Financial Crisis
Scholar argues that financial regulators must be decisive yet agile when using imperfect information.
New Requirements to Combat Money Laundering
Banks will now be required to identify the owners of shell corporations.
Marketcraft and the Digital Economy
Information technology has disrupted regulatory regimes and recast policy debates.
Innovation as a Challenge to Regulation
Regulation can accommodate innovation while promoting broader social goals.
Core Principles for Getting Financial Reform Right
The Treasury Department should follow key principles in conducting its review of regulations.
The Dangerous Consequences of Repealing the CFPB’s Arbitration Rule
Without the possibility of class action lawsuits, consumers are now more vulnerable to corporate fraud.