Financial Regulation

New Requirements to Combat Money Laundering

Banks will now be required to identify the owners of shell corporations.

Marketcraft and the Digital Economy

Information technology has disrupted regulatory regimes and recast policy debates.

Innovation as a Challenge to Regulation

Regulation can accommodate innovation while promoting broader social goals.

Core Principles for Getting Financial Reform Right

The Treasury Department should follow key principles in conducting its review of regulations.

The Dangerous Consequences of Repealing the CFPB’s Arbitration Rule

Without the possibility of class action lawsuits, consumers are now more vulnerable to corporate fraud.

Repealing the CFPB’s Arbitration Rule

President Trump signs measure rescinding the financial consumer watchdog’s recent rule.

Repeal of Mandatory Arbitration Ban Is a Wall Street Giveaway

Critics of CFPB’s arbitration rule are wrong about who bears the harms of forced arbitration.

The Case for Regulating After Harms Occur

Scholar argues that society is best off when regulators punish violations after the fact.

Regulation of the Chinese Equity Crowdfunding Market

Scholar argues that China should model U.S. and U.K. regulation of online investing.

Structural Reforms to Improve Cost-Benefit Analyses of Financial Regulation

Independent agencies should mirror executive branch practices to overcome judicial scrutiny.

Regulating Automated Financial Advice

Scholars present framework for the regulation of automated advisors in the financial services industry.

Systematic Study Shows Improvement in SEC Economic Analysis

Agency sees increased effectiveness after incorporating feedback from courts and academics.