Financial Regulation

Regulation and the Cashless Movement

Proposed D.C. legislation highlights debate over businesses that refuse cash payments.

With Liberty, Justice, and Money for All

Scholar advocates for regulating banks like infrastructure.

The Challenges of Cryptocurrency Regulation

Volatile cryptocurrencies require regulation, but regulators face many questions about how to do so.

Enforcing the Fair Credit Reporting Act Through Private Actors

Scholar argues that more private enforcement mechanisms will strengthen consumer credit reporting.

How to Regulate During a Financial Crisis

Scholar argues that financial regulators must be decisive yet agile when using imperfect information.

New Requirements to Combat Money Laundering

Banks will now be required to identify the owners of shell corporations.

Marketcraft and the Digital Economy

Information technology has disrupted regulatory regimes and recast policy debates.

Innovation as a Challenge to Regulation

Regulation can accommodate innovation while promoting broader social goals.

Core Principles for Getting Financial Reform Right

The Treasury Department should follow key principles in conducting its review of regulations.

The Dangerous Consequences of Repealing the CFPB’s Arbitration Rule

Without the possibility of class action lawsuits, consumers are now more vulnerable to corporate fraud.

Repealing the CFPB’s Arbitration Rule

President Trump signs measure rescinding the financial consumer watchdog’s recent rule.

Repeal of Mandatory Arbitration Ban Is a Wall Street Giveaway

Critics of CFPB’s arbitration rule are wrong about who bears the harms of forced arbitration.