Financial Regulation

CFPB Proposes Public Registry of Nonbank Offenders

CFPB Proposes Public Registry of Nonbank Offenders

The CFPB has proposed the creation of a public registry to monitor agency and court orders against nonbank financial firms.

The Inequality of Fintech

The Inequality of Fintech

Scholars argue that regulators should act now to prevent fintech from exacerbating wealth inequality.

U.K. Proposes Major Financial Regulation Overhaul

U.K. Proposes Major Financial Regulation Overhaul

A proposed reform package to boost U.K. financial sector competitiveness faces critique.

Large Firms as Repeat Offenders

Large Firms as Repeat Offenders

Regulators must not provide special treatment to dominant companies that are caught repeatedly violating the law.

How Regulators Should Supervise Software

How Regulators Should Supervise Software

The CFTC and other regulators should evaluate with caution proposals to automate financial transactions.

The Financial System’s Pandemic Shield

The Financial System’s Pandemic Shield

Scholars argue that Basel III Accords limited economic fallout from COVID-19.

A New Approach to Regulating Credit-Scoring AI

A New Approach to Regulating Credit-Scoring AI

Scholar presents regulatory solutions to problems posed by using AI to determine credit scores.

Forcing Marginalized Communities to Compete

Forcing Marginalized Communities to Compete

Scholar argues that pension fund managers have pitted vulnerable retirees against marginalized communities.

Race and Regulation

Race and Regulation

Experts examine how regulatory policies disproportionately affect communities of color.

How Ending Forced Arbitration Advances Economic Justice

How Ending Forced Arbitration Advances Economic Justice

The CFPB has the power to curtail the use of forced arbitration clauses that hinder consumer rights.

A Sandbox for the U.S. Financial System

A Sandbox for the U.S. Financial System

To experiment with regulatory sandboxes, Congress must address the fragmentation of financial regulation.

Regulating Sustainability in Corporate Governance Standards

Regulating Sustainability in Corporate Governance Standards

Experts discuss the future of sustainability in financial regulation.