All Essays

Debating the Independent Retrospective Review of Regulations

Debating the Independent Retrospective Review of Regulations

The Regulatory Review features the debate over an independent process for reviewing existing rules.

Week in Review

Week in Review

D.C. Circuit Court of Appeals rejects industry challenge to EPA’s fine particulate air pollution standards, FCC proposes new net neutrality rules, and more…

CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”

CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”

Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.

Regulators Place Spotlight on Shadow Insurance

Regulators Place Spotlight on Shadow Insurance

Reports warn that spread of captive reinsurance companies could pose systemic market risk.

How Well is Obamacare Working?

How Well is Obamacare Working?

Panel of Penn experts share latest research on the Affordable Care Act’s implementation.

Regulatory Transparency Should be a Two-Way Street

Regulatory Transparency Should be a Two-Way Street

OSHA deserves praise for asking commenters submitting scientific information to disclose their funding sources.

Week in Review

Week in Review

Treasury announces sanctions against Russian individuals and entities, DHS proposes immigration rule changes, and more…

More Whistleblowers Help Regulators Detect Misconduct

More Whistleblowers Help Regulators Detect Misconduct

Financial regulators in the U.S. and U.K. receive a growing number of alerts from whistleblowers.

Why Litigation Cannot Adequately Address Local Climate Adaptation Efforts

Why Litigation Cannot Adequately Address Local Climate Adaptation Efforts

New York City – and most cities – will not be held liable for their coastal adaptation efforts.

Banking Regulation Based on Hypotheticals?

Banking Regulation Based on Hypotheticals?

Legal scholar argues that bank stress tests should be abandoned or made more robust.

The False Dichotomy of Agency Independence

The False Dichotomy of Agency Independence

Different agency design choices result in a continuum of independence.

Week in Review

Week in Review

SCOTUS upholds EPA’s cross-state pollution regulation, USDA issues new organic food labeling guidelines, and more…