CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”
Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.
Regulators Place Spotlight on Shadow Insurance
Reports warn that spread of captive reinsurance companies could pose systemic market risk.
Banking Regulation Based on Hypotheticals?
Legal scholar argues that bank stress tests should be abandoned or made more robust.
How Should We Judge Agencies’ Decisions “Not to Decide?”
Working paper says agencies have broad, but cabined, discretion to delay and defer.
The Role of Distributional Impacts in Cost-Benefit Analysis
How do agencies use distributional effects in regulatory impact analyses?
Encouraging Companies to Disclose Climate Risks to the SEC
State attorneys general are well suited to prod disclosure, recent paper argues.
Loans for Parolees and Probationers
Proposal would extend SBA Microloan eligibility to individuals on parole or probation.
Resetting Expectations for New Media
Scholars suggest that easy access to information may not increase meaningful public engagement in policymaking.
Gift Cards and the Potential for Money Laundering
The growth of gift cards raises new and unexpected challenges for regulators and law enforcement.
Supreme Court to Hear FTC Challenge to Licensing Board
Dispute over teeth-whitening regulations may expand federal antitrust authority over states.
Primary Season Poses Special Challenges for PAC Spending Reporting
FEC proposes three alternative draft rules for the transparency of multi-state primary expenditures.
North Carolina Coal Ash Spill Renews Debate Over Delayed EPA Regulations
February spill raises question of whether coal ash requires federal regulation.