Executive Power and the CFPB
D.C. Circuit weighs constitutionality of the consumer financial watchdog’s organizational structure.
Guidance and the Congressional Review Act
Congress faces issues in attempting to apply regulation-removing law to agency guidance.
The Dangerous Consequences of Repealing the CFPB’s Arbitration Rule
Without the possibility of class action lawsuits, consumers are now more vulnerable to corporate fraud.
Repeal of Mandatory Arbitration Ban Is a Wall Street Giveaway
Critics of CFPB’s arbitration rule are wrong about who bears the harms of forced arbitration.
The CFPB’s Final Arbitration Rule Run Amok
New rule will raise costs, harming businesses, consumers, and the court system.
An Empirical Analysis of the Establishment of Independent Agencies
A divided government may not fully explain the creation of agencies not directly controllable by the President.
Are Independent Agencies Really Independent?
A federal court ruling revives questions about the insulation of independent agencies.
Consumer Financial Protection Bureau Aims to Lend Borrowers a Helping Hand
Agency proposes rule to stem cycle of loan payments generated by “payday” lending practices.
CFPB Announces Plan to Allow Class Action Suits
Consumer protection agency wants to promote private enforcement of finance laws.
A Squandered Opportunity for Effective Consumer Protection?
Law professor argues that financial reform legislation hurts consumers.
CFPB Considers New Payday Loan Requirements
Consumer protection agency takes first steps to reform payday loan market.