Congress faces issues in attempting to apply regulation-removing law to agency guidance.
Without the possibility of class action lawsuits, consumers are now more vulnerable to corporate fraud.
Critics of CFPB’s arbitration rule are wrong about who bears the harms of forced arbitration.
New rule will raise costs, harming businesses, consumers, and the court system.
A divided government may not fully explain the creation of agencies not directly controllable by the President.
A federal court ruling revives questions about the insulation of independent agencies.
A federal consumer watchdog quietly solved a big problem.
Agency proposes rule to stem cycle of loan payments generated by “payday” lending practices.
Consumer protection agency wants to promote private enforcement of finance laws.
Law professor argues that financial reform legislation hurts consumers.
Consumer protection agency takes first steps to reform payday loan market.
Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.