Recent court decision may threaten the future existence of the U.S. Consumer Financial Protection Bureau.
To curb repeat violations, federal regulators should seek remedies that change businesses’ structures or alter their incentives.
The FTC’s settlement with Facebook does little to change or restrict recidivist business practices.
Regulators must not provide special treatment to dominant companies that are caught repeatedly violating the law.
In the 2022 Distinguished Regulation Lecture at Penn Law, CFPB Director urges regulators to take action against corporate recidivists.
Current small business lending discriminates by barring loans to people with criminal histories.
The CFPB has the power to curtail the use of forced arbitration clauses that hinder consumer rights.
Experts examine how regulators and lawmakers can support low-income communities.
Experts discuss the regulation of bank overdraft fees.
A new California regulatory agency aims to combat federal rollbacks of consumer financial regulation.
The Supreme Court relied on misleading arguments and revisionist history to strike down the CFPB’s structure.
The Supreme Court has destabilized principles on federal agencies’ structures and for-cause removal.