The CFPB’s Final Arbitration Rule Run Amok

New rule will raise costs, harming businesses, consumers, and the court system.

An Empirical Analysis of the Establishment of Independent Agencies

A divided government may not fully explain the creation of agencies not directly controllable by the President.

Are Independent Agencies Really Independent?

A federal court ruling revives questions about the insulation of independent agencies.

Adapting Regulation for the FinTech World

A federal consumer watchdog quietly solved a big problem.

Consumer Financial Protection Bureau Aims to Lend Borrowers a Helping Hand

Agency proposes rule to stem cycle of loan payments generated by “payday” lending practices.

CFPB Announces Plan to Allow Class Action Suits

Consumer protection agency wants to promote private enforcement of finance laws.

A Squandered Opportunity for Effective Consumer Protection?

Law professor argues that financial reform legislation hurts consumers.

CFPB Considers New Payday Loan Requirements

Consumer protection agency takes first steps to reform payday loan market.

CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”

Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.

Debt Collection Industry Faces Looming Regulatory Change

Consumer Financial Protection Bureau seek to assert rulemaking powers to oversee debt collectors.

CFPB Publishes International Money Transfer Compliance Procedures

Agency offers institutions guidance on financial regulation compliance.

Can a Regulatory Budget Trim Red Tape?

A paperwork budget could gain bipartisan support.