CFPB

Consumer Protection on the Chopping Block?

Consumer Protection on the Chopping Block?

Recent court decision may threaten the future existence of the U.S. Consumer Financial Protection Bureau.

Seeking Structural Remedies for Corporate Recidivists

Seeking Structural Remedies for Corporate Recidivists

To curb repeat violations, federal regulators should seek remedies that change businesses’ structures or alter their incentives.

Lessons from the FTC’s Facebook Saga

Lessons from the FTC’s Facebook Saga

The FTC’s settlement with Facebook does little to change or restrict recidivist business practices.

Large Firms as Repeat Offenders

Large Firms as Repeat Offenders

Regulators must not provide special treatment to dominant companies that are caught repeatedly violating the law.

Reining in Repeat Offenders

Reining in Repeat Offenders

In the 2022 Distinguished Regulation Lecture at Penn Law, CFPB Director urges regulators to take action against corporate recidivists.

The SBA Should Change Its Rules on Criminal History

The SBA Should Change Its Rules on Criminal History

Current small business lending discriminates by barring loans to people with criminal histories.

How Ending Forced Arbitration Advances Economic Justice

How Ending Forced Arbitration Advances Economic Justice

The CFPB has the power to curtail the use of forced arbitration clauses that hinder consumer rights.

Promoting Economic Justice

Promoting Economic Justice

Experts examine how regulators and lawmakers can support low-income communities.

Is the United States Over Overdraft Fees?

Is the United States Over Overdraft Fees?

Experts discuss the regulation of bank overdraft fees.

CFPB California Style

CFPB California Style

A new California regulatory agency aims to combat federal rollbacks of consumer financial regulation.

Toward a “Unitary Executive” Vision of Article II?

Toward a “Unitary Executive” Vision of Article II?

The Supreme Court relied on misleading arguments and revisionist history to strike down the CFPB’s structure.

Revisiting the Constitutionality of Independent Agencies

Revisiting the Constitutionality of Independent Agencies

The Supreme Court has destabilized principles on federal agencies’ structures and for-cause removal.