The Supreme Court relied on misleading arguments and revisionist history to strike down the CFPB’s structure.
The Supreme Court has destabilized principles on federal agencies’ structures and for-cause removal.
Entity-level fines may not adequately deter corporate crime compared to other enforcement mechanisms.
A recent lawsuit highlights tensions between two federal agencies overseeing the management of student loans.
The Solicitor General says it is constitutionally relevant that one person heads the CFPB, but it is not.
The upcoming Supreme Court case challenging the constitutionality of the CFPB highlights modern debates about independent agencies.
Former CFPB Director argues that businesses often prefer clear prescriptive rules over general standards.
The CFPB has proposed new regulatory tools to promote innovation in the financial services sector.
GAO is wrong to think that Congress can use the CRA to overturn agency guidance.
Reducing the power of technocrats will strengthen democratic legitimacy and political stability.
Scholar argues that more private enforcement mechanisms will strengthen consumer credit reporting.
The Dodd-Frank rollback will prohibit credit bureaus from charging fees to freeze credit reports.