Banking Regulation

A CBO for Racial Inequality?

A CBO for Racial Inequality?

A new oversight agency should monitor the Federal Reserve’s efforts to reduce racial inequality.

Small Businesses of Color Matter Too

Small Businesses of Color Matter Too

Minority-owned businesses are vital to economic growth, but discriminatory lending hinders access to credit.

It Is Time for the Fed to Stop Bank Shareholder Payouts

It Is Time for the Fed to Stop Bank Shareholder Payouts

The Federal Reserve should order banks to preserve capital by retaining earnings and halting all shareholder payouts.

Regulating Cryptocurrency

Regulating Cryptocurrency

Scholar argues regulation is needed to address unbridled intermediary activity in cryptocurrency.

Can Sandboxes Protect Your Pocketbook?

Can Sandboxes Protect Your Pocketbook?

The CFPB has proposed new regulatory tools to promote innovation in the financial services sector.

With Liberty, Justice, and Money for All

With Liberty, Justice, and Money for All

Scholar advocates for regulating banks like infrastructure.

Cannabis Conundrums

Cannabis Conundrums

Law and policy experts dissect the challenges created by divergent federal and state laws on marijuana.

Negative News for European Union Bank Failure Board

Negative News for European Union Bank Failure Board

An audit report criticizes the Single Resolution Mechanism and proposes improvements for the EU banking union.

New Requirements to Combat Money Laundering

New Requirements to Combat Money Laundering

Banks will now be required to identify the owners of shell corporations.

The Dangerous Consequences of Repealing the CFPB’s Arbitration Rule

The Dangerous Consequences of Repealing the CFPB’s Arbitration Rule

Without the possibility of class action lawsuits, consumers are now more vulnerable to corporate fraud.

Bank Culture in the Trump Era

Bank Culture in the Trump Era

Three kinds of bank behavior contributed to the financial crisis, and President Trump’s personal business activities appear to support that behavior.

What if Dodd-Frank is Built on Faulty Assumptions?

What if Dodd-Frank is Built on Faulty Assumptions?

Duke Law Professor argues for a new regulatory paradigm.