Financial regulators propose new rules to expand and modernize law that targets inequities in bank lending.
Scholars advocate the greater exercise of the Fed’s unique removal power.
New CFPB guidance puts banks on notice that unfair business practices may be met with enforcement action.
Experts discuss the regulation of bank overdraft fees.
Setting caps on interest rates can lead to unintended, negative consequences for borrowers.
Scholar argues that policymakers should reexamine usury laws and introduce public banking to combat payday lending.
Replacing the primary international interest rate poses risks, but policymakers are ready for the challenge.
Wyoming’s first cryptocurrency bank may herald a new era of U.S. cryptocurrency regulation.
Policymakers say that postal banking could offer financial support to underserved people while saving an American institution.
The Fed is beginning to consider policy responses to climate change.
A new oversight agency should monitor the Federal Reserve’s efforts to reduce racial inequality.
Minority-owned businesses are vital to economic growth, but discriminatory lending hinders access to credit.