Banking Regulation

Replacing the World’s Most Important Number

Replacing the World’s Most Important Number

Replacing the primary international interest rate poses risks, but policymakers are ready for the challenge.

The Cowboy State Tames Bitcoin’s Regulatory Wild West

The Cowboy State Tames Bitcoin’s Regulatory Wild West

Wyoming’s first cryptocurrency bank may herald a new era of U.S. cryptocurrency regulation.

Can Public Banking Save the Postal Service?

Can Public Banking Save the Postal Service?

Policymakers say that postal banking could offer financial support to underserved people while saving an American institution.

Climate Change Stress Testing

Climate Change Stress Testing

The Fed is beginning to consider policy responses to climate change.

A CBO for Racial Inequality?

A CBO for Racial Inequality?

A new oversight agency should monitor the Federal Reserve’s efforts to reduce racial inequality.

Small Businesses of Color Matter Too

Small Businesses of Color Matter Too

Minority-owned businesses are vital to economic growth, but discriminatory lending hinders access to credit.

It Is Time for the Fed to Stop Bank Shareholder Payouts

It Is Time for the Fed to Stop Bank Shareholder Payouts

The Federal Reserve should order banks to preserve capital by retaining earnings and halting all shareholder payouts.

Regulating Cryptocurrency

Regulating Cryptocurrency

Scholar argues regulation is needed to address unbridled intermediary activity in cryptocurrency.

Can Sandboxes Protect Your Pocketbook?

Can Sandboxes Protect Your Pocketbook?

The CFPB has proposed new regulatory tools to promote innovation in the financial services sector.

With Liberty, Justice, and Money for All

With Liberty, Justice, and Money for All

Scholar advocates for regulating banks like infrastructure.

Cannabis Conundrums

Cannabis Conundrums

Law and policy experts dissect the challenges created by divergent federal and state laws on marijuana.

Negative News for European Union Bank Failure Board

Negative News for European Union Bank Failure Board

An audit report criticizes the Single Resolution Mechanism and proposes improvements for the EU banking union.