Banking Regulation

Basel Committee Consults on New Risk-Management Strategy

Basel Committee Consults on New Risk-Management Strategy

International banking supervisor may add step-in risk mitigation to its global agenda.

The Marijuana Industry’s Access to Banks

The Marijuana Industry’s Access to Banks

Legal scholar offers solutions to regulatory obstacles preventing businesses from using financial institutions.

Banking Regulation Based on Hypotheticals?

Banking Regulation Based on Hypotheticals?

Legal scholar argues that bank stress tests should be abandoned or made more robust.

Gift Cards and the Potential for Money Laundering

Gift Cards and the Potential for Money Laundering

The growth of gift cards raises new and unexpected challenges for regulators and law enforcement.

Changing Risk Culture is Hard

Changing Risk Culture is Hard

Culture and attitudes toward risk are built into the foundations of systemically important banks.

The Shift to Prosecuting Companies Instead of Individuals

The Shift to Prosecuting Companies Instead of Individuals

Federal prosecutors have made a subtle but important shift over the last 30 years to prosecuting companies and institutions.

Potential Reasons for the Dearth of Prosecutions

Potential Reasons for the Dearth of Prosecutions

Alternative priorities and government ties to the conditions that caused the financial crisis could explain the lack of prosecutions.

The Department of Justice and the Prosecution of Fraud

The Department of Justice and the Prosecution of Fraud

The DOJ has excused the failure to prosecute high-level individuals for fraud on one or more of three grounds.

Who is to Blame for the Great Recession?

Who is to Blame for the Great Recession?

If the Great Recession was caused by fraud, the failure to prosecute those responsible is an egregious failure.

Why Have No High-level Executives Been Prosecuted?

Why Have No High-level Executives Been Prosecuted?

The Regulatory Review features the remarks of Judge Jed S. Rakoff, delivered at the Institute for Law and Economics’s Distinguished Jurist Lecture.

International Approach to Failing Financial Institutions Sought

International Approach to Failing Financial Institutions Sought

U.S. and U.K. regulators stress progress on cross-border agreements.

U.S. Declines Insurance Liability for One Trillion in Foreign Bank Deposits

U.S. Declines Insurance Liability for One Trillion in Foreign Bank Deposits

New rule protects the FDIC from liability for foreign deposits in the event of U.S. bank failure.