Financial System

Corporate Borrowing’s Fading Guardrails

Corporate Borrowing’s Fading Guardrails

Scholar warns that weak lending contracts can leave lenders and investors with fewer warning signs.

Crypto Assets Have No Place in 401(k) Plans

Crypto Assets Have No Place in 401(k) Plans

A proposed rule would allow wealthy investors to unload crypto assets at the expense of average Americans.

Can Financial Regulation Save the Planet?

Can Financial Regulation Save the Planet?

Scholars assess whether the financial sector should lead the transition to a low-carbon economy.

The Financial System’s Pandemic Shield

The Financial System’s Pandemic Shield

Scholars argue that Basel III Accords limited economic fallout from COVID-19.

A Sandbox for the U.S. Financial System

A Sandbox for the U.S. Financial System

To experiment with regulatory sandboxes, Congress must address the fragmentation of financial regulation.

Replacing the World’s Most Important Number

Replacing the World’s Most Important Number

Replacing the primary international interest rate poses risks, but policymakers are ready for the challenge.

Providing Equitable Outcomes for Expired Debts

Providing Equitable Outcomes for Expired Debts

Scholar proposes ways to ease the burden on courts and create fair outcomes for consumers with expired debts.

New Requirements to Combat Money Laundering

New Requirements to Combat Money Laundering

Banks will now be required to identify the owners of shell corporations.

Marketcraft and the Digital Economy

Marketcraft and the Digital Economy

Information technology has disrupted regulatory regimes and recast policy debates.

Core Principles for Getting Financial Reform Right

Core Principles for Getting Financial Reform Right

The Treasury Department should follow key principles in conducting its review of regulations.

Improving the Public-Private Cybersecurity Partnership

Improving the Public-Private Cybersecurity Partnership

State-sponsored cyber attacks may require revamping how the government helps companies fight back.

(Not) Prosecuting Financial Crimes

(Not) Prosecuting Financial Crimes

Holding companies accountable for crimes is essential, yet more must be done to end “too big to jail” concerns.