CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”
Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.
Regulators Place Spotlight on Shadow Insurance
Reports warn that spread of captive reinsurance companies could pose systemic market risk.
Banking Regulation Based on Hypotheticals?
Legal scholar argues that bank stress tests should be abandoned or made more robust.
NLRB Proposes Rule to Speed Up Union Elections
To the ire of employers, proposal would allow employees to vote to unionize in less than half the current time.
Chevron Deference for the U.S. Patent and Trademark Office
Asymmetrical deference to PTO decision-making may promote pro-patent policies.
Changing Risk Culture is Hard
Culture and attitudes toward risk are built into the foundations of systemically important banks.
Former Commissioner Speaks About SEC’s Role in Rapidly Changing Market
Troy A. Paredes offers his views on recent regulatory developments at a Penn seminar.
A Better Way to Study the Effects of Regulation on Employment
New study proposes a better way to take employment effects into account in rulemaking.
The Unemployment Costs of Regulation
Traditional forms of analysis may underestimate unemployment costs, skewing cost-benefit analysis of regulations.
Can Risk Assessment Help Us Determine if Regulations Kill Jobs?
Quantitative risk assessment, currently used to evaluate environmental and health hazards, can also analyze regulations’ impact on jobs.
Informing the Debate over Regulation’s Impact on Jobs
Debate over regulation’s effects on employment would benefit from better policy analysis.
FCC, FTC Merger Necessary to Modernize Communications Regulation, Comment Suggests
FCC’s largely duplicative functions should be redeployed to other agencies, says think tank.