Dismantling Unjust Interest Rates for Debt Collection Judgments
States should follow New York’s lead in lowering how much interest must be paid on unpaid debt judgments.
Regulating Student Loans to Promote Racial Equity
Experts examine the need for student loan reform that addresses the debt crisis facing students of color.
Executive Authority to Forgive Student Loans Is Not So Simple
The Secretary of Education’s legal authority to grant across-the-board loan forgiveness is unclear.
Fixing Student Loans
Scholars propose modifying the U.S. student loan system to remedy a debt crisis.
Providing Equitable Outcomes for Expired Debts
Scholar proposes ways to ease the burden on courts and create fair outcomes for consumers with expired debts.
Removing the Tax Consequences of Student Loan Discharge
Treasury Department could take action to eliminate taxation of student loan forgiveness.
The Future of the Education Department’s Power to Cancel Student Loan Debt
The Department only seems to use its compromise power in a very narrow set of cases, but there are signs that the zeitgeist may be shifting.
The Dark Side of Departmental Discretion
New regulations governing student debt leave too much power concentrated with Education officials.
Even for Defrauded Students, Debt Relief is Rarely Granted
Reluctance by Education officials to exercise their debt cancellation powers unfairly punishes students.
Student Loans Should Not Fund the Department of Education
Federal officials should reorient themselves around students’ best interests instead of departmental budgets.
The Department of Education’s Power to Cancel Student Debt
Despite the breadth of the Department of Educations’s debt-cancellation powers, it has failed to employ its powers to their fullest extent.
CFPB Considers New Payday Loan Requirements
Consumer protection agency takes first steps to reform payday loan market.