Debt

Restructuring Bankruptcy Law

Restructuring Bankruptcy Law

Scholars debate amending bankruptcy law to benefit consumers.

Ensuring Education Is Worth the Cost

Ensuring Education Is Worth the Cost

Regulatory efforts to help students identify cost-effective education programs meet mixed responses.

With Its Student Loan Decision, the Court Again Limits Agency Authority

With Its Student Loan Decision, the Court Again Limits Agency Authority

In Biden v. Nebraska, the Supreme Court again asserts its own authority to make society’s most important policy choices.

Dismantling Unjust Interest Rates for Debt Collection Judgments

Dismantling Unjust Interest Rates for Debt Collection Judgments

States should follow New York’s lead in lowering how much interest must be paid on unpaid debt judgments.

Regulating Student Loans to Promote Racial Equity

Regulating Student Loans to Promote Racial Equity

Experts examine the need for student loan reform that addresses the debt crisis facing students of color.

Executive Authority to Forgive Student Loans Is Not So Simple

Executive Authority to Forgive Student Loans Is Not So Simple

The Secretary of Education’s legal authority to grant across-the-board loan forgiveness is unclear.

Fixing Student Loans

Fixing Student Loans

Scholars propose modifying the U.S. student loan system to remedy a debt crisis.

Providing Equitable Outcomes for Expired Debts

Providing Equitable Outcomes for Expired Debts

Scholar proposes ways to ease the burden on courts and create fair outcomes for consumers with expired debts.

Removing the Tax Consequences of Student Loan Discharge

Removing the Tax Consequences of Student Loan Discharge

Treasury Department could take action to eliminate taxation of student loan forgiveness.

The Future of the Education Department’s Power to Cancel Student Loan Debt

The Future of the Education Department’s Power to Cancel Student Loan Debt

The Department only seems to use its compromise power in a very narrow set of cases, but there are signs that the zeitgeist may be shifting.

The Dark Side of Departmental Discretion

The Dark Side of Departmental Discretion

New regulations governing student debt leave too much power concentrated with Education officials.

Even for Defrauded Students, Debt Relief is Rarely Granted

Even for Defrauded Students, Debt Relief is Rarely Granted

Reluctance by Education officials to exercise their debt cancellation powers unfairly punishes students.