Debt

Providing Equitable Outcomes for Expired Debts

Scholar proposes ways to ease the burden on courts and create fair outcomes for consumers with expired debts.

Removing the Tax Consequences of Student Loan Discharge

Treasury Department could take action to eliminate taxation of student loan forgiveness.

The Future of the Education Department’s Power to Cancel Student Loan Debt

The Department only seems to use its compromise power in a very narrow set of cases, but there are signs that the zeitgeist may be shifting.

The Dark Side of Departmental Discretion

New regulations governing student debt leave too much power concentrated with Education officials.

Even for Defrauded Students, Debt Relief is Rarely Granted

Reluctance by Education officials to exercise their debt cancellation powers unfairly punishes students.

Student Loans Should Not Fund the Department of Education

Federal officials should reorient themselves around students’ best interests instead of departmental budgets.

The Department of Education’s Power to Cancel Student Debt

Despite the breadth of the Department of Educations’s debt-cancellation powers, it has failed to employ its powers to their fullest extent.

CFPB Considers New Payday Loan Requirements

Consumer protection agency takes first steps to reform payday loan market.

The State of Inequality in America

Federal Reserve Chair’s speech lays factual foundation for policy deliberation.