CFPB Possesses Unique Accountability Structure
Consumer protection agency is sensibly structured to resist the dangers of client politics.
TARP Overseer Describes “Lost Opportunity” to Increase Small Business Lending
Report blames regulators’ lack of sufficient oversight in reviewing loan applications.
CFPB Seeks to Increase Oversight of Nonbank Student Loan Servicers
Proposed rule to protect nearly 50 million Americans with student loan debt.
Payouts from Foreclosure Settlement Begin
Mortgage borrowers begin to receive relief from $9.3 billion settlement.
SEC Guidance on Social Media and Business Disclosures Stirs Controversy
Many business professionals find SEC’s social media guidance insufficient.
CFPB Debuts an Expanded Consumer Complaint Database
To increase transparency, Bureau releases 90,000 consumer financial complaints
Which Federal Agency Can Police Futures Markets?
Federal appeals court holds that CFTC has exclusive regulatory authority over energy futures markets.
CFPB Reports to Congress on Fair Debt Collection Practices Act
The agency will focus on promoting fairness for both consumers and law-abiding debt collectors.
What are Regulation’s Effects on Employment?
New Wharton Public Policy Initiative issue brief by Professor Coglianese reviews the evidence.
Do Federal Regulations Impede Economic Growth?
Study finds increasing federal regulation does not impede GDP or job growth.
Decreasing the Deficit by Shifting Tax Enforcement
GAO report claims the IRS could significantly increase revenues with better enforcement.
Start-up Companies Await SEC Guidance on Equity Crowdfunding
Commission balances spurring investments with protecting investors.