low-income communities

Increasing Protections for Low-Income Homeowners

Increasing Protections for Low-Income Homeowners

Philadelphia law helps vulnerable homeowners retain intergenerational equity.

Dismantling Unjust Interest Rates for Debt Collection Judgments

Dismantling Unjust Interest Rates for Debt Collection Judgments

States should follow New York’s lead in lowering how much interest must be paid on unpaid debt judgments.

Disparities Arising from Standardized Contracts

Disparities Arising from Standardized Contracts

Policymakers must address how firms disparately enforce contracts for vulnerable communities.

Promoting Economic Justice

Promoting Economic Justice

Experts examine how regulators and lawmakers can support low-income communities.

An Electric Solution for Low-Income Residents

An Electric Solution for Low-Income Residents

Federal programs should better protect low-income residents from rising energy costs.

Is the United States Over Overdraft Fees?

Is the United States Over Overdraft Fees?

Experts discuss the regulation of bank overdraft fees.

Making Utility Assistance to Low-Income Households More Effective

Making Utility Assistance to Low-Income Households More Effective

Regulators can engage in smart policymaking to make utility services affordable for low-income households.

Zoning Changes to Create Affordable Housing

Zoning Changes to Create Affordable Housing

Scholars argue for “upzoning” to build more multi-family homes on land near transit stations.

Inequalities in Natural Disaster Regulation

Inequalities in Natural Disaster Regulation

Certain communities may face disproportionate harms in the wake of natural disasters.