interest rates

Limiting Interest Rates Without Limiting Access to Credit

Limiting Interest Rates Without Limiting Access to Credit

Setting caps on interest rates can lead to unintended, negative consequences for borrowers.

Returning Morality to Small Dollar Lending

Returning Morality to Small Dollar Lending

Scholar argues that policymakers should reexamine usury laws and introduce public banking to combat payday lending.

Replacing the World’s Most Important Number

Replacing the World’s Most Important Number

Replacing the primary international interest rate poses risks, but policymakers are ready for the challenge.