Proactive Regulation
Policymakers should use statistical prediction to analyze social trends and prevent crises before they strike.
The Costs and Benefits of Data Brokers
Data brokers’ use of big data leads to questions about how best to protect consumers.
The Effect of Income Disparity on Financial Regulation
Scholar worries that pay gap between financial industry and regulators may lead to regulatory failure.
FTC Chair Edith Ramirez Outlines Agenda on “Big Data”
Commission head urges efforts to protect privacy, increase transparency, and enhance consumer choice.
Why are financial systems prone to crisis?
Scholar analyzes the relationship between financial systems, crises, and regulation.
Unions May Gain Greater Access to Employer Email Accounts
The NLRB may permit employees to use company email for union business and organizing.
Regulatory Implications of Bank Securitization and Executive Compensation
Regulators should provide more stringent monitoring of bank securitization and CEO compensation.
Regulators Quietly Prepare to Open Chinese Capital Markets
Cross-border trading between Shanghai and Hong Kong promises economic opportunity and regulatory challenges.
CFPB Report Shows Payday Borrowers Stuck in “Revolving Door of Debt”
Recent agency study reveals most consumers re-borrow within two weeks of their first payday loan.
Regulators Place Spotlight on Shadow Insurance
Reports warn that spread of captive reinsurance companies could pose systemic market risk.
More Whistleblowers Help Regulators Detect Misconduct
Financial regulators in the U.S. and U.K. receive a growing number of alerts from whistleblowers.
Banking Regulation Based on Hypotheticals?
Legal scholar argues that bank stress tests should be abandoned or made more robust.